Money · Live CRACTT tool

What is the true cost of my commute?

A commute costs far more than gas. Depreciation, maintenance, tolls, parking, insurance tier, and the hours you spend all belong in the number. Describe your commute and CRACTT gives you the real monthly and yearly cost — plus what a transit switch or a shorter commute would save.

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What CRACTT weighs

  • Per-mile cost

    Fuel, maintenance, tires, and depreciation for your specific vehicle, not a flat guess.

  • Fixed extras

    Parking, tolls, and the insurance rating tied to your annual mileage.

  • Time value

    Hours per year in the car, priced against your own hourly value if you want it counted.

  • Alternatives

    Transit, carpooling, hybrid schedules, or moving closer — compared on total cost.

FAQ

Do I need exact numbers?
No. Give distance, days, and vehicle; CRACTT fills the rest with typical figures and labels them.
Does it factor in a raise for a longer commute?
Yes — include the pay difference and it compares net of commuting cost.

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