Money · Live CRACTT tool

Should I take this job offer?

An offer looks great until you line it up against your current role after taxes, benefits, and commute. CRACTT normalizes both sides to what actually lands in your pocket, weighs growth and stability, and gives you a clear take-it or hold.

First answer free · No card · Never used to train AI

What CRACTT weighs

  • Total compensation

    Bonus, equity, retirement match, health premiums, and PTO — not just base salary.

  • Cost of living and taxes

    A raise can shrink fast in a higher-cost metro or higher-tax state.

  • Growth and title

    Scope, manager, and what the next role looks like in two years.

  • Risk

    Funding stage, layoff history, and industry outlook.

FAQ

Will it help me negotiate?
Yes — you get specific levers and language based on where the offer is weak.

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Common questions people ask CRACTT