What CRACTT weighs
Break-even spend
How much you must buy at club prices before the annual fee is covered.
Household fit
Whether bulk sizes get used or thrown out — waste erases the savings fast.
Fuel and extras
Gas, pharmacy, tires, and optical savings that often matter more than groceries.
Distance and time
Drive time and fuel cost per trip, which can cancel out the discount.
FAQ
- Does this cover Sam's Club and BJ's too?
- Yes — say which one and CRACTT uses that club's fee tiers and perks.
- Will it tell me to skip it?
- Often, yes. Small households near a cheap grocery store usually don't break even.
More CRACTT tools
- What's the best travel credit card for me?
- What's the cheapest option that still works?
- Is this a good deal?
- Should I cancel this subscription?
- Should I take this job offer?
- How much should I budget for this?